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County data

Multnomah County, OR Mortgage Calculator

Homeowners with a mortgage in Multnomah County pay a median of $5,199 a year in property tax on a $552,700 home: 0.94%, which is above the Oregon figure of 0.84%. The calculator below starts from those local numbers.

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Loan type
$50k$1M$2M

Loan term

Starts at the Freddie Mac weekly national average as of October 1, 2026: 7.28% (30-year), 6.60% (15-year). Your rate depends on your credit, loan and lender, so enter your quoted rate. Rate history

Taxes, insurance and HOA

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Estimated monthly payment

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0%is principal
& interest
  • Principal & interest$0
  • Property tax$0
  • Home insurance$0
  • HOA dues$0
  • Mortgage insurance (PMI)$0
Total interest over the loan
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Monthly payment and total interest for 15, 20 and 30 year terms at the same rate
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Same price, down payment and rate. Real rates are usually lower for shorter terms.

Loan balance over time

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First five years of the loan
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Amortization schedule

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Multnomah County at a glance

Median home value

$552,700

Property tax rate

0.94%

Oregon: 0.84% · U.S.: 1.05%

Median income

$88,766

Conforming loan limit

$832,750

Typical monthly cost of the median home

Principal and interest

$3,025

$442,160 loan at 7.28%, 30 years

Property tax

$433

0.94% of $552,700 a year

Together

$3,458

before insurance, HOA and PMI

Open this scenario in the calculator

Other large counties in Oregon

CountyMedian homeTax ratePayment
Washington County$588,0000.84%$3,630
Clackamas County$611,0000.86%$3,782
Lane County$430,6000.84%$2,658
Marion County$416,4000.85%$2,574
Jackson County$430,2000.75%$2,624
Deschutes County$650,9000.57%$3,872
Linn County$376,4000.89%$2,339
Douglas County$310,3000.63%$1,861

All of Oregon

Frequently asked questions

What is the property tax rate in Multnomah County, OR?

Homeowners with a mortgage in Multnomah County pay a median of $5,199 a year in property tax on a median home value of $552,700, an effective rate of 0.94%. That is above the Oregon figure of 0.84% and below the U.S. median of 1.05%. It ranks 4 of 36 counties in Oregon for effective rate, highest first. Your own bill depends on the assessed value, the taxing districts and any exemptions.

How much is the monthly payment on a median-priced home in Multnomah County?

On a $552,700 home with 20% down and a 30-year loan at 7.28% (the Freddie Mac weekly average), principal and interest is about $3,025 a month and property tax about $433, so roughly $3,458 before homeowners insurance, HOA dues and mortgage insurance. For comparison, the median household income here is $88,766 a year, so that payment is about 47% of it.

What is the conforming loan limit in Multnomah County?

The 2026 one-unit conforming loan limit for Multnomah County is $832,750. A conventional loan above that amount is a jumbo loan, which can have different rates and down payment requirements.

Where do these numbers come from?

Home values, property taxes and incomes are U.S. Census Bureau American Community Survey 5-year medians for the county. Loan limits come from the Federal Housing Finance Agency and rates from Freddie Mac. The methodology page lists each source and when it was retrieved.

Data and method. Home values, property taxes and incomes: U.S. Census Bureau, ACS 2024 5-year (2020-2024) (medians, with sampling error; property tax is for owners with a mortgage). Loan limits: FHFA. Rates: Freddie Mac weekly average as of October 1, 2026. Retrieved October 1, 2026. Payment figures assume 20% down, a 30-year fixed loan, and exclude insurance, HOA dues and mortgage insurance. Estimates only; see the methodology.