Freddie Mac weekly average
Mortgage Rates This Week
30-year fixed
7.28%
▲ +0.25 pts from last week
15-year fixed
6.60%
▲ +0.18 pts from last week
30-year, past 52 weeks
5.98% to 7.28%
Low to high weekly average
- 30-year fixed
- 15-year fixed
View data as a table
| Week | 30-year fixed | 15-year fixed |
|---|---|---|
| Oct 1, 2026 | 7.28% | 6.60% |
| Sep 24, 2026 | 7.03% | 6.42% |
| Sep 17, 2026 | 6.95% | 6.26% |
| Sep 10, 2026 | 6.76% | 6.09% |
| Sep 3, 2026 | 6.71% | 6.04% |
| Aug 27, 2026 | 6.66% | 5.98% |
| Aug 20, 2026 | 6.65% | 5.95% |
| Aug 13, 2026 | 6.67% | 5.96% |
| Aug 6, 2026 | 6.69% | 6.01% |
| Jul 30, 2026 | 6.66% | 6.04% |
| Jul 23, 2026 | 6.58% | 5.96% |
| Jul 16, 2026 | 6.55% | 5.93% |
| Jul 9, 2026 | 6.49% | 5.82% |
| Jul 2, 2026 | 6.43% | 5.79% |
| Jun 25, 2026 | 6.49% | 5.84% |
| Jun 18, 2026 | 6.47% | 5.81% |
| Jun 11, 2026 | 6.52% | 5.84% |
| Jun 4, 2026 | 6.48% | 5.79% |
| May 28, 2026 | 6.53% | 5.87% |
| May 21, 2026 | 6.51% | 5.85% |
| May 14, 2026 | 6.36% | 5.71% |
| May 7, 2026 | 6.37% | 5.72% |
| Apr 30, 2026 | 6.30% | 5.64% |
| Apr 23, 2026 | 6.23% | 5.58% |
| Apr 16, 2026 | 6.30% | 5.65% |
| Apr 9, 2026 | 6.37% | 5.74% |
| Apr 2, 2026 | 6.46% | 5.77% |
| Mar 26, 2026 | 6.38% | 5.75% |
| Mar 19, 2026 | 6.22% | 5.54% |
| Mar 12, 2026 | 6.11% | 5.50% |
| Mar 5, 2026 | 6.00% | 5.43% |
| Feb 26, 2026 | 5.98% | 5.44% |
| Feb 19, 2026 | 6.01% | 5.35% |
| Feb 12, 2026 | 6.09% | 5.44% |
| Feb 5, 2026 | 6.11% | 5.50% |
| Jan 29, 2026 | 6.10% | 5.49% |
| Jan 22, 2026 | 6.09% | 5.44% |
| Jan 15, 2026 | 6.06% | 5.38% |
| Jan 8, 2026 | 6.16% | 5.46% |
| Dec 31, 2025 | 6.15% | 5.44% |
| Dec 24, 2025 | 6.18% | 5.50% |
| Dec 18, 2025 | 6.21% | 5.47% |
| Dec 11, 2025 | 6.22% | 5.54% |
| Dec 4, 2025 | 6.19% | 5.44% |
| Nov 26, 2025 | 6.23% | 5.51% |
| Nov 20, 2025 | 6.26% | 5.54% |
| Nov 13, 2025 | 6.24% | 5.49% |
| Nov 6, 2025 | 6.22% | 5.50% |
| Oct 30, 2025 | 6.17% | 5.41% |
| Oct 23, 2025 | 6.19% | 5.44% |
| Oct 16, 2025 | 6.27% | 5.52% |
| Oct 9, 2025 | 6.30% | 5.53% |
Source: Freddie Mac Primary Mortgage Market Survey, weekly national averages. Latest reading: October 1, 2026.
What this means for a payment
On a $320,000 loan (a $400,000 home with 20% down) over 30 years at 7.28%, principal and interest is $2,189 a month. Each 0.25 percentage point increase adds about $55 a month on that loan.
Frequently asked questions
What is the Freddie Mac weekly average rate?
Freddie Mac publishes the Primary Mortgage Market Survey (PMMS), a weekly national average of rates on 30-year and 15-year fixed-rate home purchase loans. It is a widely cited benchmark, but it is an average for a typical borrower profile, not a rate anyone is guaranteed.
Why is my rate different from this average?
Your rate depends on your credit score, down payment, loan type, property, points paid and the lender. FHA, VA and jumbo loans are priced differently from the conventional loans in this average. Compare Loan Estimates from several lenders for the same day.
How often does this page update?
The survey is published weekly, normally on Thursdays. This page is rebuilt from Freddie Mac's data when new readings are available, and always shows the date of the latest reading.
How much does a quarter point change the payment?
On a $320,000 30-year loan at 7.28%, principal and interest is $2,189 a month. A rate 0.25 points higher adds about $55 a month.