County data
Rockland County, NY Mortgage Calculator
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- Property tax$0
- Home insurance$0
- HOA dues$0
- Mortgage insurance (PMI)$0
- Total interest over the loan
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Rockland County at a glance
Median home value
$596,900
Property tax rate
1.68%
New York: 1.64% · U.S.: 1.05%
Median income
$109,959
Conforming loan limit
$1,209,750
Typical monthly cost of the median home
Principal and interest
$3,267
$477,520 loan at 7.28%, 30 years
Property tax
$836
1.68% of $596,900 a year
Together
$4,103
before insurance, HOA and PMI
Other large counties in New York
| County | Median home | Tax rate | Payment |
|---|---|---|---|
| Kings County | $905,000 | 0.69% | $5,474 |
| Queens County | $723,800 | 0.86% | $4,481 |
| New York County | $1,090,500 | 0.92% | $6,805 |
| Suffolk County | $578,400 | 1.73% | $4,000 |
| Bronx County | $529,500 | 1.06% | $3,366 |
| Nassau County | $684,700 | 1.46% | $4,581 |
| Westchester County | $663,200 | 1.51% | $4,465 |
| Erie County | $233,800 | 2.10% | $1,689 |
Frequently asked questions
What is the property tax rate in Rockland County, NY?
Homeowners with a mortgage in Rockland County pay a median of $10,001 a year in property tax on a median home value of $596,900, an effective rate of 1.68%. That is above the New York figure of 1.64% and above the U.S. median of 1.05%. It ranks 49 of 62 counties in New York for effective rate, highest first. Your own bill depends on the assessed value, the taxing districts and any exemptions.
How much is the monthly payment on a median-priced home in Rockland County?
On a $596,900 home with 20% down and a 30-year loan at 7.28% (the Freddie Mac weekly average), principal and interest is about $3,267 a month and property tax about $836, so roughly $4,103 before homeowners insurance, HOA dues and mortgage insurance. For comparison, the median household income here is $109,959 a year, so that payment is about 45% of it.
What is the conforming loan limit in Rockland County?
The 2026 one-unit conforming loan limit for Rockland County is $1,209,750, higher than the $832,750 that applies in most New York counties because it is a designated high-cost area. A conventional loan above that amount is a jumbo loan, which can have different rates and down payment requirements.
Where do these numbers come from?
Home values, property taxes and incomes are U.S. Census Bureau American Community Survey 5-year medians for the county. Loan limits come from the Federal Housing Finance Agency and rates from Freddie Mac. The methodology page lists each source and when it was retrieved.
Data and method. Home values, property taxes and incomes: U.S. Census Bureau, ACS 2024 5-year (2020-2024) (medians, with sampling error; property tax is for owners with a mortgage). Loan limits: FHFA. Rates: Freddie Mac weekly average as of October 1, 2026. Retrieved October 1, 2026. Payment figures assume 20% down, a 30-year fixed loan, and exclude insurance, HOA dues and mortgage insurance. Estimates only; see the methodology.