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County data

South Central Connecticut Planning Region, CT Mortgage Calculator

Homeowners with a mortgage in South Central Connecticut Planning Region pay a median of $6,812 a year in property tax on a $353,100 home: 1.93%, which is above the Connecticut figure of 1.84%. The calculator below starts from those local numbers.

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Loan type
$50k$1M$2M

Loan term

Starts at the Freddie Mac weekly national average as of October 1, 2026: 7.28% (30-year), 6.60% (15-year). Your rate depends on your credit, loan and lender, so enter your quoted rate. Rate history

Taxes, insurance and HOA

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Estimated monthly payment

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0%is principal
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  • Principal & interest$0
  • Property tax$0
  • Home insurance$0
  • HOA dues$0
  • Mortgage insurance (PMI)$0
Total interest over the loan
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Monthly payment and total interest for 15, 20 and 30 year terms at the same rate
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Loan balance over time

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First five years of the loan
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Amortization schedule

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South Central Connecticut Planning Region at a glance

Median home value

$353,100

Property tax rate

1.93%

Connecticut: 1.84% · U.S.: 1.05%

Median income

$88,197

Conforming loan limit

$832,750

Typical monthly cost of the median home

Principal and interest

$1,933

$282,480 loan at 7.28%, 30 years

Property tax

$568

1.93% of $353,100 a year

Together

$2,501

before insurance, HOA and PMI

Open this scenario in the calculator

Other large counties in Connecticut

CountyMedian homeTax ratePayment
Capitol Planning Region$323,7002.01%$2,314
Western Connecticut Planning Region$652,9001.44%$4,357
Naugatuck Valley Planning Region$317,7001.93%$2,250
Greater Bridgeport Planning Region$428,8002.08%$3,090
Southeastern Connecticut Planning Region$323,4001.62%$2,207
Lower Connecticut River Valley Planning Region$379,7001.70%$2,616
Northwest Hills Planning Region$335,6001.68%$2,307
Northeastern Connecticut Planning Region$307,6001.43%$2,050

All of Connecticut

Frequently asked questions

What is the property tax rate in South Central Connecticut Planning Region, CT?

Homeowners with a mortgage in South Central Connecticut Planning Region pay a median of $6,812 a year in property tax on a median home value of $353,100, an effective rate of 1.93%. That is above the Connecticut figure of 1.84% and above the U.S. median of 1.05%. It ranks 3 of 9 counties in Connecticut for effective rate, highest first. Your own bill depends on the assessed value, the taxing districts and any exemptions.

How much is the monthly payment on a median-priced home in South Central Connecticut Planning Region?

On a $353,100 home with 20% down and a 30-year loan at 7.28% (the Freddie Mac weekly average), principal and interest is about $1,933 a month and property tax about $568, so roughly $2,501 before homeowners insurance, HOA dues and mortgage insurance. For comparison, the median household income here is $88,197 a year, so that payment is about 34% of it.

What is the conforming loan limit in South Central Connecticut Planning Region?

The 2026 one-unit conforming loan limit for South Central Connecticut Planning Region is $832,750. A conventional loan above that amount is a jumbo loan, which can have different rates and down payment requirements.

Where do these numbers come from?

Home values, property taxes and incomes are U.S. Census Bureau American Community Survey 5-year medians for the county. Loan limits come from the Federal Housing Finance Agency and rates from Freddie Mac. The methodology page lists each source and when it was retrieved.

Data and method. Home values, property taxes and incomes: U.S. Census Bureau, ACS 2024 5-year (2020-2024) (medians, with sampling error; property tax is for owners with a mortgage). Loan limits: FHFA. Rates: Freddie Mac weekly average as of October 1, 2026. Retrieved October 1, 2026. Payment figures assume 20% down, a 30-year fixed loan, and exclude insurance, HOA dues and mortgage insurance. Estimates only; see the methodology.