County data
Naugatuck Valley Planning Region, CT Mortgage Calculator
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Naugatuck Valley Planning Region at a glance
Median home value
$317,700
Property tax rate
1.93%
Connecticut: 1.84% · U.S.: 1.05%
Median income
$86,191
Conforming loan limit
$851,000
Typical monthly cost of the median home
Principal and interest
$1,739
$254,160 loan at 7.28%, 30 years
Property tax
$511
1.93% of $317,700 a year
Together
$2,250
before insurance, HOA and PMI
Other large counties in Connecticut
| County | Median home | Tax rate | Payment |
|---|---|---|---|
| Capitol Planning Region | $323,700 | 2.01% | $2,314 |
| Western Connecticut Planning Region | $652,900 | 1.44% | $4,357 |
| South Central Connecticut Planning Region | $353,100 | 1.93% | $2,501 |
| Greater Bridgeport Planning Region | $428,800 | 2.08% | $3,090 |
| Southeastern Connecticut Planning Region | $323,400 | 1.62% | $2,207 |
| Lower Connecticut River Valley Planning Region | $379,700 | 1.70% | $2,616 |
| Northwest Hills Planning Region | $335,600 | 1.68% | $2,307 |
| Northeastern Connecticut Planning Region | $307,600 | 1.43% | $2,050 |
Frequently asked questions
What is the property tax rate in Naugatuck Valley Planning Region, CT?
Homeowners with a mortgage in Naugatuck Valley Planning Region pay a median of $6,131 a year in property tax on a median home value of $317,700, an effective rate of 1.93%. That is above the Connecticut figure of 1.84% and above the U.S. median of 1.05%. It ranks 3 of 9 counties in Connecticut for effective rate, highest first. Your own bill depends on the assessed value, the taxing districts and any exemptions.
How much is the monthly payment on a median-priced home in Naugatuck Valley Planning Region?
On a $317,700 home with 20% down and a 30-year loan at 7.28% (the Freddie Mac weekly average), principal and interest is about $1,739 a month and property tax about $511, so roughly $2,250 before homeowners insurance, HOA dues and mortgage insurance. For comparison, the median household income here is $86,191 a year, so that payment is about 31% of it.
What is the conforming loan limit in Naugatuck Valley Planning Region?
The 2026 one-unit conforming loan limit for Naugatuck Valley Planning Region is $851,000, higher than the $832,750 that applies in most Connecticut counties because it is a designated high-cost area. A conventional loan above that amount is a jumbo loan, which can have different rates and down payment requirements.
Where do these numbers come from?
Home values, property taxes and incomes are U.S. Census Bureau American Community Survey 5-year medians for the county. Loan limits come from the Federal Housing Finance Agency and rates from Freddie Mac. The methodology page lists each source and when it was retrieved.
Data and method. Home values, property taxes and incomes: U.S. Census Bureau, ACS 2024 5-year (2020-2024) (medians, with sampling error; property tax is for owners with a mortgage). Loan limits: FHFA. Rates: Freddie Mac weekly average as of October 1, 2026. Retrieved October 1, 2026. Payment figures assume 20% down, a 30-year fixed loan, and exclude insurance, HOA dues and mortgage insurance. Estimates only; see the methodology.