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County data

Anchorage Municipality, AK Mortgage Calculator

Homeowners with a mortgage in Anchorage Municipality pay a median of $5,082 a year in property tax on a $395,900 home: 1.28%, which is above the Alaska figure of 1.19%. The calculator below starts from those local numbers.

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Loan type
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Loan term

Starts at the Freddie Mac weekly national average as of October 1, 2026: 7.28% (30-year), 6.60% (15-year). Your rate depends on your credit, loan and lender, so enter your quoted rate. Rate history

Taxes, insurance and HOA

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  • Principal & interest$0
  • Property tax$0
  • Home insurance$0
  • HOA dues$0
  • Mortgage insurance (PMI)$0
Total interest over the loan
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Amortization schedule

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Anchorage Municipality at a glance

Median home value

$395,900

Property tax rate

1.28%

Alaska: 1.19% · U.S.: 1.05%

Median income

$103,284

Conforming loan limit

$1,249,125

Typical monthly cost of the median home

Principal and interest

$2,167

$316,720 loan at 7.28%, 30 years

Property tax

$422

1.28% of $395,900 a year

Together

$2,589

before insurance, HOA and PMI

Open this scenario in the calculator

Other large counties in Alaska

CountyMedian homeTax ratePayment
Matanuska-Susitna Borough$346,6001.13%$2,224
Fairbanks North Star Borough$298,2001.35%$1,968
Kenai Peninsula Borough$323,2000.72%$1,963
Juneau City and Borough$449,3000.95%$2,815
Bethel Census Area$168,1000.12%$937
Ketchikan Gateway Borough$393,3000.70%$2,382
Kodiak Island Borough$412,3001.03%$2,611
North Slope Borough$218,3001.11%$1,397

All of Alaska

Frequently asked questions

What is the property tax rate in Anchorage Municipality, AK?

Homeowners with a mortgage in Anchorage Municipality pay a median of $5,082 a year in property tax on a median home value of $395,900, an effective rate of 1.28%. That is above the Alaska figure of 1.19% and above the U.S. median of 1.05%. It ranks 7 of 29 counties in Alaska for effective rate, highest first. Your own bill depends on the assessed value, the taxing districts and any exemptions.

How much is the monthly payment on a median-priced home in Anchorage Municipality?

On a $395,900 home with 20% down and a 30-year loan at 7.28% (the Freddie Mac weekly average), principal and interest is about $2,167 a month and property tax about $422, so roughly $2,589 before homeowners insurance, HOA dues and mortgage insurance. For comparison, the median household income here is $103,284 a year, so that payment is about 30% of it.

What is the conforming loan limit in Anchorage Municipality?

The 2026 one-unit conforming loan limit for Anchorage Municipality is $1,249,125. A conventional loan above that amount is a jumbo loan, which can have different rates and down payment requirements.

Where do these numbers come from?

Home values, property taxes and incomes are U.S. Census Bureau American Community Survey 5-year medians for the county. Loan limits come from the Federal Housing Finance Agency and rates from Freddie Mac. The methodology page lists each source and when it was retrieved.

Data and method. Home values, property taxes and incomes: U.S. Census Bureau, ACS 2024 5-year (2020-2024) (medians, with sampling error; property tax is for owners with a mortgage). Loan limits: FHFA. Rates: Freddie Mac weekly average as of October 1, 2026. Retrieved October 1, 2026. Payment figures assume 20% down, a 30-year fixed loan, and exclude insurance, HOA dues and mortgage insurance. Estimates only; see the methodology.